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How to Sell Your House During COVID-19 (2021)

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Sell Your House

How Coronavirus affected house selling and how you can still sell your home 

Everything you wanted to know about selling homes during the pandemic but were too afraid to ask

We’ll help you navigate the new real estate landscape

Old-fashioned technology and creativity are helping agents, buyers and sellers comply with COVID-19‘s health and safety measures while making their deals.

  • Some buyers are walking around homes virtually. 
  • Others visit in person while staying at least 6 feet away from their agent. 
  • Sellers are conducting Open Houses on Facebook Live. 
  • Appraisers are doing in-car valuations. 
  • Buyers are watching the inspections by video call. 
  • Masked and gloved notaries are getting signatures on the doorstep.

We’ve had to make some adjustments, for sure, say most realtors. Everyone is trying to minimize face-to-face interactions. There have been some delays, but mostly, deals are being made, with a few tweaks.

What does selling homes during the pandemic look like?

Rules about face-to-face displays vary by city, county, and state. Some allow them and some prohibit them. Check with each state, county, and local government for the latest information on business closings and closing rules for each.

Agents have been making home visits through FaceTime and similar tools for years. These platforms have proven invaluable for selling homes during the pandemic, however. Real estate sites are reporting an increase in the creation of 3D home tours. Requests for video home tours in March and April 2020 increased by more than 500% over any pre-pandemic period.

Many agents say they are surprised because they had never closed a deal on a house that buyers had only seen on video.

Where in-person visits are allowed, agents clean door handles, spray everything with disinfectant, and open the house, the closets, all for one client. Lights are left on so no one touches the switches, and no one touches the cabinets or doors during visits.

Visitor safety guidelines

The National Association of Realtors® (NAR), responsible for HouseLogic (a free source of information and tools for homeowners), recommends that: 

  • Only one buyer should enter a house at a time, with 2 meters distance between each guest. 
  • Agents wash their hands or use hand sanitizer when potential buyers go through the door. 
  • Shoes should be removed. 
  • Children should not be present at displays.

“We’re living in extraordinary times and unusual circumstances. If you have the ability to work, you have to be creative,” Mabel Guzman, a Chicago real estate agent, told NBC News (National Broadcasting Company). Guzman (who was the 2020 Vice President of Association Affairs of the National Association of REALTORS®) has posted a video that offers tips called A Strategy for Virtual Showings During COVID-19.

Get down with payment assistance

Many organizations that offer down payment assistance to first-time homebuyers have temporarily suspended their programs or changed the rules.

Live video inspections 

Inspectors usually work alone now, with no buyers around, and use hand sanitizers and alcohol wipes. The National Association of Home Inspectors advises inspectors to videotape their inspection so customers can watch it at home later, or to use FaceTime or other live video conferencing applications to take their customers to the inspection, virtually. They can also call clients with their findings after they are done.

The American Society of Home Inspectors (ASHI) has also issued guidelines for inspectors to keep themselves and homeowners safe while providing an accurate assessment of a home’s condition.

Mortgage Rates and Closings

As mortgage rates fluctuate quickly and closing times take longer than usual, some lenders are extending mortgage rate lock-in periods. You can get a good rate and keep it even if your lender takes longer than usual to process your loan.

However, the protocol depends on the lender and the loan. Some lenders offer this for all loans; others for refinancing. Check with your lender about their policy.

How do you get financing for your home?

Employment verification

An important step in getting a mortgage is proving that the borrower has a job. Before the virus, lenders would call the borrower’s employer for verbal verification.

The Federal Housing Finance Agency – which oversees Fannie Mae (Federal National Mortgage Association), Freddie Mac (Federal Home Loan Mortgage Corporation), and the Federal Home Loan Banks – has relaxed the rules for federally-backed loans because many businesses are closed.

Lenders of federally-backed loans now accept an email from an employer, a recent paycheck stub, or a bank statement showing a recent payroll deposit as proof of employment.

Tours

Selling homes during the pandemic means that real estate agents can take the final video tour with their clients. Otherwise, they can open the house and buyers can explore the place alone. Many agents still prefer to accompany their clients, but stay 6 feet away and have them wash their hands when entering and leaving the house. They all wear masks, too.

And, of course, when buyers move in, they must disinfect the place.

Remote notarization: depends on where you live

About half of the states have permanent Internet certification policies. These allow a notary and a signatory in different locations to sign an electronic document, usually through the use of video applications such as Zoom or FaceTime. Notaries will see you sign paperwork or carry out an electronic signature on an electronic document through a camera.

Some states have implemented temporary rules that allow Remote Online Notarization (RON). The number of states that allow remote notarization may grow as federal and state pandemic legislation is extended.

Creative closings

The traditional closings, where everyone gathered around a big table to sign the final papers, are no longer possible. Title companies and banks are getting super creative in dealing with limitations.

For example:

Self-service closing

One Minnesota company, Legacy Title, launched a self-service closing service in one of its offices in a former bank branch building. The title company’s representative sits at a bank window and handles the closing papers while the customer sits in their car. Legacy completed 14 closings in the first week it offered self-service.

Car closing

Then there are the car closings, where the entire transaction takes place in cars. Masked and gloved notaries meet with buyers in parking lots and pass documents through car windows. 

“I had a closing on Tuesday where the buyer sat in her car the whole time. The attorney came out to her car, gave her paperwork, had her sign in her car, and my buyer never got out of her car,” agent Isaac McDow told WBRC television (We’re the Bell Radio Company).

Georgia-based agent Henson says “I’ve had closings the last three weeks [that] I’ve been asked not to attend. There was one where the seller signed two days before [the] buyer. Then the seller came back two days later and signed.” 

Henson, who is also licensed in New York, has had to extend the closing dates of two sales there since then. Credit Union Boards won’t let non-residents into the buildings – not even an electrician who needs to make repairs as part of an inspection issue. He left the closing with an open date.

“It’s all about being really flexible right now,” he says. 

Quick N Easy tip: Find out if the registration office in the county where you want to sell can complete the deal online.

Should you sell?

Quick N Easy Offers is not only a great source of information about selling homes during the pandemic but we will also make you a great offer, should you decide to sell.

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Real Estate

Top 5 Tips for Cleaning an Air Filter

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Cleaning an Air Filter

With summer on its way, we’re all going to run our air conditioning as much as possible to stay comfortable. If you smell gas when starting your car, or your fuel economy has tanked, then it might be time for you to either replace or clean your air filter. Having a clean air filter will not only keep your car running smoothly, but will improve your respiratory health.

So, how do you go about cleaning an air filter the right way? Check out these five tips for your ticket to easier breathing.

1. Consider Getting an Air Filter Blaster

An air filter blaster is an air filter cleaner that uses compressed air to centrifuge your air filter. This pushes the dust and grime from the inner folds of the filter outward, cleaning it in one easy step. While it might seem like a steep initial investment, your savings in the long run will far exceed the initial costs.

2. Conduct a Preliminary Wipe Down

One key step that simplifies cleaning an air filter for you is wiping it down after you remove it from the car. Taking a microfiber cloth and wiping down the filter’s housing before you get started saves you a step later on and prevents more gunk from entering your freshly-cleaned filter.

3. Make Sure You Have a Vacuum With Working Attachments

While your vacuum cleaner may seem serviceable enough in the home, it might not function as well once you’ve secured attachments onto the hose. Before you try vacuuming your air filter, check to ensure that your machine has good suction even with the dust brush screwed on.

4. Make Sure to Tap Out After Every Stage

One way to make sure you’re getting all the dust and grime out while cleaning air filters is to tap and shake it out between each stage. About to start vacuuming the filter? Shake it out first to loosen any large pieces of debris. Just finished washing the dirty air filter? Give it a solid tap to make sure the excess moisture is gone. 

5. Allow Ample Drying Time

Do you want your car engine to choke up on you? If not, then make sure you allow a full twenty-four hours for your air filter to dry in the sun. This is one situation where you cannot afford to get impatient. Make sure you let your air filter dry out completely before you reinstall it. (And don’t forget to oil it if it’s an oiled filter!)

Looking for More Car Maintenance Tips?

Cleaning an air filter in your car can be tedious, but it’s worth it to prevent major engine problems in the long run. No one wants to drive around in an engine that wants to choke all the time!

However, that’s not the only piece of car maintenance you can do on your own.

Looking for more car maintenance that you can do at home? Then, check out the lifestyle section of our blog each day for more articles like this one!

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Real Estate

5 Key Benefits of Timeshares and Joint Owned Real Estate

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Benefits of Timeshares

To many people, the concept of a vacation timeshare condominium might seem somewhat dated. However, it seems that timeshares are once again a hit with at least some demographics. Interest and ownership of vacation timeshares by younger millennials has surged in recent years, tilting the US timeshare market into stronger profitability once again.

Timeshares have many advantages to traditional vacation homes, especially for younger generations. If you want a holiday home and want to learn more about the benefits of timeshares, you have come to the right place. Read on to find out why jointly-owned real estate is a good idea for a second home. 

1. More Accessible Than a Vacation House

For many millennials, buying real estate of any kind seems increasingly unattainable. It is this unfortunate fact that has been the strongest driver for the growth of timeshare sales. With a timeshare, you can own a concrete stake in a quality piece of real estate for a mere fraction of the cost. Timeshares are simply much more financially accessible than actually buying your own vacation house would ever be. 

2. Social Vacationing 

Beyond property ownership, timeshares are also becoming increasingly popular because of the culture that they offer. Many of the hottest timeshare resorts in North America right now are in exclusive enclaves, where thrill-seeking millennials can mingle with other funloving young people in a truly social environment. 

3. No Maintenance to Worry About

One of the major perks of jointly-owned real estate is that you do not need to invest significant amounts of time or money on maintenance. Any and all maintenance issues will be handled by the timeshare company. This means that you can simply roll up to your timeshare when it is your time to use it and expect to find it in perfect working condition. Any problems that occur with the property are simply not your responsibility to deal with, meaning you can enjoy a truly stress-free vacation.

4. Premium Vacation Experiences for Less

Many people still have a misconception that timeshares consist of faded 1980s condos in unglamorous locales. However, this is most definitely not the case. For example, the timeshares available at HGVC Resorts, one of the top luxury hotel groups in the world, allow anyone to own a timeshare in a glamorous, on-trend, five-star resort in an exciting area. 

5 A Lifelong Investment

Finally, it is worth noting that a timeshare is not just a place where you can vacation for the rest of your life (although this is a major plus). It is also an investment that you can add to your portfolio. Your timeshare is your very own piece of real estate. It is something that you can retain as an asset and sell further down the line if you feel the need to do so. This is what makes a timeshare an attractive alternative to forking out thousands of dollars on hotel stays. 

Now That You Know the Benefits of Timeshares…

Now that you know the benefits of timeshares, it’s time to make more informed travel choices. As the world opens up again, it is important to get maximum bang for your buck. For this, make sure to consult our dedicated travel section for expert insights and tips. 

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Real Estate

How to Renovate a Garage

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Renovate a Garage

Over half of all housing units have a garage or something like it. However, due to its reputation as a place to store cars, tools, weights, and other things that you don’t mind getting dirty, people can forget about making their garage look nice.  

When you renovate a garage, you’re taking a great step and undergoing a worthwhile feat of home improvement. However, there are many home improvement mistakes you can make when renovating your garage. 

If you’re thinking about renovating your garage, you’ve come to the right place. This article will act as your brief introduction to garage renovations. 

The Garage Door

One of the most key features of the garage is the garage door. A garage door is opened several times a day and could be the key feature to your renovation.

Make sure you hire an expert, for replacing a garage door could be dangerous. 

Think about aesthetics. Do you want your garage to give off a modern, traditional, or rustic appeal? What colors would work best with the rest of your house? 

If you’re installing a new garage door, don’t skimp out. Set up a completely new track. LODI Garage Doors and More has written a great article on using an old track and why it isn’t the greatest option. 

If your garage currently opens manually, consider installing a garage door opener. For a little extra cash, a garage door opener could bring a new sense of luxury into your life. You can open your garage directly from your car and drive it right inside.

If you’re looking to turn your garage into a room where people hang out, consider getting an insulated garage door or a garage door bottom seal to keep out the rain. 

The Ambience

While many people care about the arrangement of their furniture, however, these same people forget about the arrangement of their garage. Their garage often looks like a dungeon which no one should go in.

Consider repainting your garage — and painting the floor as well. Finding the proper paint for the job and studying color selection can transform your garage from a dungeon to a warm cove. 

But it needn’t be all about style over substance 

Add some shelves, a workbench, and some lockers to increase the utilitarian benefit of your garage. This means that people can hang in your garage in style and know that it’s still useful for garage purposes. 

Renovate a Garage Today 

The garage is a staple of the contemporary American house, where you can stock your tools, car and even get some projects done. However, this doesn’t mean your garage gets off with not having a great aesthetic.

Consider getting yourself a new garage door and focusing on the ambiance of your garage, and you can do no wrong in your mission to renovate a garage.

For more articles like this, check out our home decor section. 

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