Connect with us

Real Estate

How to Sell Your House During COVID-19 (2021)

Published

on

Sell Your House

How Coronavirus affected house selling and how you can still sell your home 

Everything you wanted to know about selling homes during the pandemic but were too afraid to ask

We’ll help you navigate the new real estate landscape

Old-fashioned technology and creativity are helping agents, buyers and sellers comply with COVID-19‘s health and safety measures while making their deals.

  • Some buyers are walking around homes virtually. 
  • Others visit in person while staying at least 6 feet away from their agent. 
  • Sellers are conducting Open Houses on Facebook Live. 
  • Appraisers are doing in-car valuations. 
  • Buyers are watching the inspections by video call. 
  • Masked and gloved notaries are getting signatures on the doorstep.

We’ve had to make some adjustments, for sure, say most realtors. Everyone is trying to minimize face-to-face interactions. There have been some delays, but mostly, deals are being made, with a few tweaks.

What does selling homes during the pandemic look like?

Rules about face-to-face displays vary by city, county, and state. Some allow them and some prohibit them. Check with each state, county, and local government for the latest information on business closings and closing rules for each.

Agents have been making home visits through FaceTime and similar tools for years. These platforms have proven invaluable for selling homes during the pandemic, however. Real estate sites are reporting an increase in the creation of 3D home tours. Requests for video home tours in March and April 2020 increased by more than 500% over any pre-pandemic period.

Many agents say they are surprised because they had never closed a deal on a house that buyers had only seen on video.

Where in-person visits are allowed, agents clean door handles, spray everything with disinfectant, and open the house, the closets, all for one client. Lights are left on so no one touches the switches, and no one touches the cabinets or doors during visits.

Visitor safety guidelines

The National Association of Realtors® (NAR), responsible for HouseLogic (a free source of information and tools for homeowners), recommends that: 

  • Only one buyer should enter a house at a time, with 2 meters distance between each guest. 
  • Agents wash their hands or use hand sanitizer when potential buyers go through the door. 
  • Shoes should be removed. 
  • Children should not be present at displays.

“We’re living in extraordinary times and unusual circumstances. If you have the ability to work, you have to be creative,” Mabel Guzman, a Chicago real estate agent, told NBC News (National Broadcasting Company). Guzman (who was the 2020 Vice President of Association Affairs of the National Association of REALTORS®) has posted a video that offers tips called A Strategy for Virtual Showings During COVID-19.

Get down with payment assistance

Many organizations that offer down payment assistance to first-time homebuyers have temporarily suspended their programs or changed the rules.

Live video inspections 

Inspectors usually work alone now, with no buyers around, and use hand sanitizers and alcohol wipes. The National Association of Home Inspectors advises inspectors to videotape their inspection so customers can watch it at home later, or to use FaceTime or other live video conferencing applications to take their customers to the inspection, virtually. They can also call clients with their findings after they are done.

The American Society of Home Inspectors (ASHI) has also issued guidelines for inspectors to keep themselves and homeowners safe while providing an accurate assessment of a home’s condition.

Mortgage Rates and Closings

As mortgage rates fluctuate quickly and closing times take longer than usual, some lenders are extending mortgage rate lock-in periods. You can get a good rate and keep it even if your lender takes longer than usual to process your loan.

However, the protocol depends on the lender and the loan. Some lenders offer this for all loans; others for refinancing. Check with your lender about their policy.

How do you get financing for your home?

Employment verification

An important step in getting a mortgage is proving that the borrower has a job. Before the virus, lenders would call the borrower’s employer for verbal verification.

The Federal Housing Finance Agency – which oversees Fannie Mae (Federal National Mortgage Association), Freddie Mac (Federal Home Loan Mortgage Corporation), and the Federal Home Loan Banks – has relaxed the rules for federally-backed loans because many businesses are closed.

Lenders of federally-backed loans now accept an email from an employer, a recent paycheck stub, or a bank statement showing a recent payroll deposit as proof of employment.

Tours

Selling homes during the pandemic means that real estate agents can take the final video tour with their clients. Otherwise, they can open the house and buyers can explore the place alone. Many agents still prefer to accompany their clients, but stay 6 feet away and have them wash their hands when entering and leaving the house. They all wear masks, too.

And, of course, when buyers move in, they must disinfect the place.

Remote notarization: depends on where you live

About half of the states have permanent Internet certification policies. These allow a notary and a signatory in different locations to sign an electronic document, usually through the use of video applications such as Zoom or FaceTime. Notaries will see you sign paperwork or carry out an electronic signature on an electronic document through a camera.

Some states have implemented temporary rules that allow Remote Online Notarization (RON). The number of states that allow remote notarization may grow as federal and state pandemic legislation is extended.

Creative closings

The traditional closings, where everyone gathered around a big table to sign the final papers, are no longer possible. Title companies and banks are getting super creative in dealing with limitations.

For example:

Self-service closing

One Minnesota company, Legacy Title, launched a self-service closing service in one of its offices in a former bank branch building. The title company’s representative sits at a bank window and handles the closing papers while the customer sits in their car. Legacy completed 14 closings in the first week it offered self-service.

Car closing

Then there are the car closings, where the entire transaction takes place in cars. Masked and gloved notaries meet with buyers in parking lots and pass documents through car windows. 

“I had a closing on Tuesday where the buyer sat in her car the whole time. The attorney came out to her car, gave her paperwork, had her sign in her car, and my buyer never got out of her car,” agent Isaac McDow told WBRC television (We’re the Bell Radio Company).

Georgia-based agent Henson says “I’ve had closings the last three weeks [that] I’ve been asked not to attend. There was one where the seller signed two days before [the] buyer. Then the seller came back two days later and signed.” 

Henson, who is also licensed in New York, has had to extend the closing dates of two sales there since then. Credit Union Boards won’t let non-residents into the buildings – not even an electrician who needs to make repairs as part of an inspection issue. He left the closing with an open date.

“It’s all about being really flexible right now,” he says. 

Quick N Easy tip: Find out if the registration office in the county where you want to sell can complete the deal online.

Should you sell?

Quick N Easy Offers is not only a great source of information about selling homes during the pandemic but we will also make you a great offer, should you decide to sell.

Continue Reading
Click to comment

Home Decor

5 Common Home Inspection Mistakes and How to Avoid Them

Published

on

Home Inspection Mistakes

You’re about to go into contract. You’re only a few weeks away from closing on the house, so you’ve been checking out any problems that you can find with it. You’ve had a home inspector check out the house by now.

You need to know common home inspection mistakes to avoid these problems before you close on the house. Let’s look into some common mistakes that homeowners make.

1. Hiring an Unqualified Home Inspector

One of the most common mistakes during a home inspection is not bringing in a professional. Many people try to save money by performing their own inspection or hiring someone who is not qualified. This is a huge mistake in home inspection process that can end up costing a lot more money in the long run.

You can check out the qualifications of the inspectors from Guardian Inspections to find out more about these qualifications. 

2. Not Being Present During the Home Inspection

Another common mistake is not being present during the inspection. It is important to be present so that you can ask questions and understand what is being reported.

Make sure to get a written report. A written report will provide a detailed account of the condition of the home and any potential issues.

3. Failing to Understand the Home Inspection Report

A home inspection report is a critical document that can help you avoid making common mistakes when purchasing a home. However, many people fail to understand the report and what it means. To avoid making mistakes when interpreting your home inspection report, make sure you understand the inspection process and what the inspector is looking for.

Pay attention to the details in the report, including any photos or diagrams. Lastly, if you have any questions about the report, be sure to ask the inspector for clarification. 

4. Relying on the Home Inspector 

Relying on the home inspector to find everything is not a good idea. The home inspector is not responsible for finding everything that is wrong with the home, but they will do their best to identify any major problems.

It is important to remember that the home inspector is not a magician, and they cannot see everything. It is always best to follow up with a licensed contractor.

5. Thinking the Home Inspection is a Pass/Fail Test

The reality is that the home inspection is simply an opportunity for the buyer to learn more about the condition of the property before making a final decision. While the inspector may identify some minor defects, it is important to remember that most homes are not perfect.

The key is to focus on the major defects that could potentially impact the safety, structural integrity, or value of the home. If the buyer is not comfortable with the condition of the home, they should walk away from the deal.

Avoid These Common Home Inspection Mistakes

Although a home inspection is not required when buying a home, it is highly recommended. Hiring a professional inspector to check for structural damage, cracks, leaks, pests, and other common problems can save you from costly repairs down the road. There are a few common home inspection mistakes people make, but by following a few simple tips, you can avoid them and have a successful inspection.

Looking for other great articles about a variety of topics? Then make sure to check out the rest of our blog and know more!

Continue Reading

Real Estate

The Different Types of Lawn Grass: Which Is Best?

Published

on

Types of Lawn Grass

About 81% of American homeowners have a lawn. Most of them say that lawn features are essential when buying or renting.

Since the quality of your lawn impacts how your home will look, how it will act as a filter between you and your neighbor, and how your kids will enjoy running around it, you need to make sure that you get the best possible grass for the type of lawn you have.

But what types of lawn grass enhance different styles of lawns? Please keep reading for some of our favorites you should consider.

Warm-Season Types of Lawn Grass

Warm-season grasses are typically found in southern states, as they can better tolerate the heat and humidity. Some common types of warm-season grass include Bermuda, zoysia, and St. Augustine grass. Here are some things you need to know:

Bermuda Grass

It is a warm-season grass that is native to Africa and Asia. Bermuda grass is a tough grass that can tolerate heat and drought.

Bermuda grass is also good grass for areas that are susceptible to wildfires.

Zoysia Grass

Zoysia grass is a warm-season grass known for its thick, lush turf. It is famous for those who want a beautiful lawn without much maintenance.

Those who live in cooler climates may find that this grass does not survive the winter months. Those with allergies may also want to avoid this type of grass, which can cause respiratory problems.

St. Augustine Grass

St. Augustine grass is a warm-season grass common in the southern United States. It is a medium to coarse-textured grass that forms a thick, dense turf.

It is a low-maintenance grass that is tolerant of shade and salt. It is also resistant to insects and diseases.

Cold-Season Types of Lawn Grass

The most popular are tall fescue, perennial ryegrass, and Kentucky bluegrass. Each type has its benefits and drawbacks, so you’ll need to choose the right one for your lawn. Here are some things to know:

Tall Fescue

Tall fescue is a very tough grass that can withstand a lot of wear and tear. It makes it a good choice for areas that are likely to be used a lot, such as play areas for children. Tall fescue is also a very drought-resistant grass, so it is a good choice for areas that do not receive a lot of rainfall.

On the downside, tall fescue can be a high-maintenance grass, and it may require more fertilizer and water than other types of grass. Talk to a local expert like RDS Lawn Care to find out more about how to improve your lawn health and for landscaping services.

Perennial Ryegrass

It is famous for homeowners with pets or children who play outside often. Perennial ryegrass is also a low-maintenance grass, so it does not require much attention in watering or mowing.

Kentucky Bluegrass

It is a cool-season grass that is native to Europe and Asia. It is a perennial grass that can grow up to 2 feet tall. It has a deep root system that helps it tolerate drought and heat.

The Right Grass Can Give You a Better Lawn

There are many different types of lawn grass available on the market today. Deciding which one is best for your needs cannot be evident. By researching and understanding your lawn’s needs, you can make the best decision for your grass.

Be sure to get lawn care tips from a professional to get the best results for your lawn.

Visit our blog for our latest articles!

Continue Reading

Real Estate

Know How Solar Installation Can Be a Great Return on Investment Plan

Published

on

By

Installing solar panels

Solar packages have become the buzzword in today’s world. Everybody has heard of solar and knows that it can help save the environment. Installing solar panels in homes is safe, smart, and an inexpensive way to generate electricity.

To make the most of solar panels, you should know about the advantages of solar panels and how installing them can be a great return on investment plan. This article will take you through the reasons why solar panels are a good investment.

Installing solar panels

Why Installing Solar Panels is a Good Investment?

Going green is the only way to a sustainable future. But that is not the only benefit of installing solar panels in your home. Here are the most significant reasons why solar panels are a great investment: —

  • Environmental Benefits

If you install solar panels in your house, you are not only benefiting monetarily, but you are also helping save the environment. You are contributing to a greener future by reducing your carbon footprint

  • Financial Benefits

With a solar panel system installed in your house, you will be able to generate your own electricity to power up your home. Even if you cannot produce 100% of the energy required, solar panels will help you reduce your bills and help save a lot of money. If you get confused at any point, you can seek guidance from the company’s experts to reap the maximum benefits.

  • Energy Backup

With the rise in global warming and increased atmospheric temperatures, the environment is degrading every day. Due to the sudden breakdown of electricity, there can be huge losses. But if you have solar panels installed in your home, you will have the energy backup which will protect you from such interruptions.

  • Utility Credits

Uses that have grid-tied solar systems can receive credits for sending electricity back to the utility grid. They can use these credits to reduce their energy bills. 

  • Increased Value of Property

By installing a solar panel system in your home, the value of the property will increase by a margin of 3 to 4 %. The homes which have solar panels installed have higher prices and sell quickly.

  • Tax Benefits

People who invest in solar panels are eligible to avail of some of the tax benefits during a financial year. The income generated from the production of solar energy is tax-exempt.

  • Fixed Costs

Your monthly electricity bill may differ as per the seasons. It might be less in winters and higher in summers when the ACs are running. But if you have a solar panel system installed in your home, you will have a fixed electricity cost to pay every month if you are tied to the grid.

Installing solar panels may be expensive, but it is just a one-time cost, and the return on investment is much higher. You will recover your investment in a few years. In addition to it, it’s also a decision you would have to make once in a decade. Once the solar panel system is installed in your house, all you need is insurance and yearly maintenance of the panels. However, solar panels do not require heavy maintenance. So, you can be rest assured that you are saving yourself from the hassle and the maintenance costs. If you are planning to go solar, you can consider buying solar products from a reputed brand like Luminous. They offer a stellar range of quality solar products at affordable prices.

Continue Reading
Watermarking in a PDF File
Tech2 hours ago

What Is Watermarking in a PDF File?

Gold Plated Jewelry Last
Jewellery2 hours ago

How Long Does Gold Plated Jewelry Last?

Home Inspection Mistakes
Home Decor2 hours ago

5 Common Home Inspection Mistakes and How to Avoid Them

Aviator Glasses
Accessories4 days ago

5 Aviator Glasses that are Still Popular in the 2020s

Punta Cana Vacation
Travel6 days ago

3 Incredible Benefits of a Punta Cana Vacation

Types of Lawn Grass
Real Estate6 days ago

The Different Types of Lawn Grass: Which Is Best?

Reselling your car
Automobile1 week ago

Key Factors Determining The Best Car Resale Value

Completing a Business Audit
Business2 weeks ago

The Complete Guide That Makes Completing a Business Audit Simple

Veterans Day Celebration
Lifestyle2 weeks ago

Paying Tribute: How to Have a Respectful Veterans Day Celebration

Camping Essentials
Travel2 weeks ago

The One and Only Camping Essentials Guide You’ll Ever Need

Cigar Etiquette Tips
Lifestyle2 weeks ago

The Latest Cigar Etiquette Tips That You Should Start Using

History of Burlesque
Beauty2 weeks ago

A Fascinating Look Into the History of Burlesque

How to fit shelves in the wardrobe
Home Decor2 weeks ago

How to fit shelves in the wardrobe?

Watch Maintenance
Accessories2 weeks ago

The Brief and Only Watch Maintenance Guide You’ll Ever Need

Nootropics Online UK
Health2 weeks ago

Best Shop to Order Nootropics Online UK

Backyard Pool Renovation
Home Decor2 weeks ago

Backyard Pool Renovation – A Quick Guide to Coping

Installing solar panels
Real Estate3 weeks ago

Know How Solar Installation Can Be a Great Return on Investment Plan

List On MLS
Real Estate3 weeks ago

Easily List On MLS by Owner in 2022!

Safety Goggles
Lifestyle3 weeks ago

Protection Can Look Extremely Cool With These 6 Safety Goggles

Types of Rhinoplasty
Beauty3 weeks ago

Types of Rhinoplasty: Learn the Differences

Pros and Cons of Timeshares
Real Estate3 weeks ago

A Guide on the Pros and Cons of Timeshares

Tooth Alignment
Health3 weeks ago

Tooth Alignment – Cost, Duration, and Process

How to Repair a Deck
Real Estate3 weeks ago

How to Repair a Deck: Guide to Safe and Effective Practices

Designing Remote Employee Experiences
Education4 weeks ago

Designing Remote Employee Experiences

Entertained All Summer
Education4 weeks ago

4 Inflatable Lake Toys That Will Keep You Entertained All Summer

Trademarks
Business1 month ago

Why Trademarks Are Very Important

Eyeglasses to Nail
Lifestyle1 month ago

Going Back to Office? Here are 4 Eyeglasses to Nail That Sharp Workday Look

Michael Jordan
Sports1 month ago

17 Fascinating Facts About Michael Jordan

Types of Dinnerware
Home Decor1 month ago

What Are the Different Types of Dinnerware That Exists Today?

Types of Surfboards
Business1 month ago

What Are the Different Types of Surfboards That Exist Today?

Best Moving Company
Real Estate1 month ago

A Quick Guide on How to Choose the Best Moving Company

Swimming Pool
Business1 month ago

Significant Swimming Pool Info

Signs of Alcoholism
Food1 month ago

What Are the Signs of Alcoholism?

Deer Meat
Food1 month ago

Is Deer Meat Good for You? A Nutrition Guide

Buying a Guitar for a Child
Entertainment1 month ago

4 Things to Keep In Mind When Buying a Guitar for a Child

House Foundation Cracks
Home Decor1 month ago

House Foundation Cracks: The Causes and How to Repair Them

Clip on PC
Gaming1 month ago

The Best Way to Clip on PC – Xbox Game Bar & Others

Mobile App Theme
Apps1 month ago

Essential Features of a Mobile App Theme

Spa Treatment
Beauty2 months ago

10 Spa Treatments to Help You Relax and Recharge

Semen Retention
Health2 months ago

Semen Retention: Is It Beneficial or Dangerous?

SEO Agency
Digital Marketing2 months ago

What Is an SEO Agency?

Men's Summer Style
Lifestyle2 months ago

The 10 Best Men’s Summer Style Essentials for Your 2022 Wardrobe

Conical Fermenter
Business2 months ago

What Is a Conical Fermenter?

Thin vs Thick Eyebrows
Beauty2 months ago

Thin vs Thick Eyebrows: What Are the Differences?

Domain Name Ideas
Digital Marketing2 months ago

A Complete Guide to Domain Name Ideas

Pest Infestation
Animal2 months ago

3 Most Common Signs of a Pest Infestation

Hire SSI Lawyers
Law2 months ago

5 Reasons to Hire SSI Lawyers

Crypto Prices
Cryptocurrency2 months ago

Understanding Crypto Prices: Tips and Tricks To Beat the Market

Garnering Entrepreneurial
Business2 months ago

The Brief Guide That Makes Garnering Entrepreneurial Success Simple

AA Work
Health2 months ago

How Does AA Work? A Basic Guide

Types of Lawn Grass
Real Estate6 days ago

The Different Types of Lawn Grass: Which Is Best?

Entertained All Summer
Education4 weeks ago

4 Inflatable Lake Toys That Will Keep You Entertained All Summer

History of Burlesque
Beauty2 weeks ago

A Fascinating Look Into the History of Burlesque

Pros and Cons of Timeshares
Real Estate3 weeks ago

A Guide on the Pros and Cons of Timeshares

Nootropics Online UK
Health2 weeks ago

Best Shop to Order Nootropics Online UK

Completing a Business Audit
Business2 weeks ago

The Complete Guide That Makes Completing a Business Audit Simple

Reselling your car
Automobile1 week ago

Key Factors Determining The Best Car Resale Value

Types of Rhinoplasty
Beauty3 weeks ago

Types of Rhinoplasty: Learn the Differences

Punta Cana Vacation
Travel6 days ago

3 Incredible Benefits of a Punta Cana Vacation

Tooth Alignment
Health3 weeks ago

Tooth Alignment – Cost, Duration, and Process

Camping Essentials
Travel2 weeks ago

The One and Only Camping Essentials Guide You’ll Ever Need

Cigar Etiquette Tips
Lifestyle2 weeks ago

The Latest Cigar Etiquette Tips That You Should Start Using

Watch Maintenance
Accessories2 weeks ago

The Brief and Only Watch Maintenance Guide You’ll Ever Need

How to Repair a Deck
Real Estate3 weeks ago

How to Repair a Deck: Guide to Safe and Effective Practices

Backyard Pool Renovation
Home Decor2 weeks ago

Backyard Pool Renovation – A Quick Guide to Coping

Designing Remote Employee Experiences
Education4 weeks ago

Designing Remote Employee Experiences

Aviator Glasses
Accessories4 days ago

5 Aviator Glasses that are Still Popular in the 2020s

Safety Goggles
Lifestyle3 weeks ago

Protection Can Look Extremely Cool With These 6 Safety Goggles

Veterans Day Celebration
Lifestyle2 weeks ago

Paying Tribute: How to Have a Respectful Veterans Day Celebration

Installing solar panels
Real Estate3 weeks ago

Know How Solar Installation Can Be a Great Return on Investment Plan

List On MLS
Real Estate3 weeks ago

Easily List On MLS by Owner in 2022!

How to fit shelves in the wardrobe
Home Decor2 weeks ago

How to fit shelves in the wardrobe?

Gold Plated Jewelry Last
Jewellery2 hours ago

How Long Does Gold Plated Jewelry Last?

Home Inspection Mistakes
Home Decor2 hours ago

5 Common Home Inspection Mistakes and How to Avoid Them

Watermarking in a PDF File
Tech2 hours ago

What Is Watermarking in a PDF File?

Trending